As we approach the all-time high on the S&P 500 (2,872.87 set on Jan. 26, 2018), I want to discuss one of my favorite client excuses for not wanting to invest in the stock market. In general, investors are extremely fearful of investing in a market that has reached an all-time high -- particularly if they have a lump sum of cash to invest. The media loves to harp on this fear as well because it sells news. I understand why clients are fearful during these times because it certainly
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